Loan calculator
Annuity or equal principal – the monthly payment, total interest and the full repayment schedule, downloadable as CSV.
₾
%
Nominal annual rate – check the effective rate in your agreement.
Monthly payment1,660.72 ₾
Total interest9,785.76 ₾
Total paid59,785.76 ₾
Payments by month
PrincipalInterest
Principal 83.6%
Interest 16.4%
Amortization schedule · 36 months
| # | Date | Payment | Interest | Principal | Balance |
|---|---|---|---|---|---|
| Total | 59,785.76 | 9,785.76 | 50,000.00 | 0.00 |
The first 12 months are shown. The full schedule – "Show every month" or the CSV.
In ZUSTI
Enter the loan once – the monthly interest and principal are posted by themselves
A payment from the bank statement matches its schedule row automatically: interest to expense, principal to the liability.
Standalone calculators – they do not create any accounting entries. Figures are estimates for guidance only, not tax or financial advice. Georgian rates effective 2025: income tax 20%, pension 2% + 2%, VAT 18%, corporate tax 15%. Verify against current law before relying on them. The schedule uses the nominal rate; bank fees and insurance are not included.